At Nissan, we understand that purchasing or leasing a vehicle is a significant decision. To help you make the best financial choices, we've created a free guide entitled Understanding Car Financing.

Understanding Car Financing

Your achievement deserves credit. SignatureGRADUATE® offers a finance choice customized for recent graduates.[*] Make that next big step with exclusive purchase and lease plans featuring special APR and lease terms when you purchase or lease with Nissan financing. You'll enjoy:

  • $500 Cash Back[*] on a new 2009/2010 Rogue, 2009/2010 Cube, 2009/2010 Sentra (including Spec V and SE-R), 2009/2010 Versa (Hatch and Sedan, excluding 1.6L Sedan Trims), 2009/2010 Altima (excluding HEV and Coupe).
  • 90-day deferred payment option.[*] (Available on loans up to 60 months. Deferred interest added to principal balance and payable over the remaining term. Availability may vary by state.)
  • Purchase and lease plans on all new Nissan vehicles.
  • Purchase plans on pre-owned Nissans less than five years old.


To qualify for the SignatureGRADUATE® program, all you have to do is provide proof of:

  • Graduation within the next six months, or past two years, from an accredited U.S. two- or four-year university, college, graduate school, or nursing school. Also eligible: students currently enrolled in graduate school.
  • Present employment, or future employment beginning within 90 days of financing approval.
  • Sufficient income to cover normal living expenses and car payments.
  • Auto insurance.
  • Approved credit.


Once you complete an application at a Nissan Dealer, you should receive a decision within an hour. After that, you're on your way toward driving a Nissan. 

Learn more about the SignatureGRADUATE® program. And be sure to see your Nissan Dealer for complete details.

With Nissan Motor Acceptance Corporation (NMAC), it's easy to make your purchase or lease payments. Pay online through Finance Account Manager, enjoy the ease of recurring payments, or simply pay your monthly bill through the mail. 


NMAC offers you two online payment options with Finance Account Manager:

• One-time payments by electronic check or your Discover Card®.[*]



By choosing the recurring payments option, NMAC automatically withdraws your monthly loan or lease payment from your checking or savings account, securely and on time, every month, for free. We'll never debit your bank account before your monthly payment is due or for more than the monthly amount. And if your scheduled payment date falls on a weekend or holiday, we?ll debit your payment on the next business day. 

You can also make fast and easy, one-time online payments to your NMAC account using a Discover® credit card or an electronic draft from your bank account. Payments made before 4 p.m., Central Time will be posted to your account the same day, and payments made after 4 p.m., Central Time, or on weekends or holidays, will be posted to your NMAC account the following business day. There is a small convenience fee for this service from BillMatrix. 

Enjoy the flexibility of paying your bills that comes with Finance Account Manager 


SignatureDIRECTPAY from NMAC automatically withdraws your monthly loan or lease payment from your checking or savings account without having to go online. It?s easy to pay your bills on time with this free and secure recurring payment option. 

To enroll, just download and complete the SignatureDIRECTPAY enrollment form below and send it to the address provided. 

 SignatureDIRECTPAY enrollment form